PMAY Calculator 2025

Calculate your housing subsidy under Pradhan Mantri Awas Yojana

About PMAY Scheme

Eligibility Criteria

  • Annual household income up to ₹18 lakhs
  • No owned pucca house in family
  • First-time home buyers only
  • Property in eligible location

Required Documents

  • Income Proof (ITR/Salary Slips)
  • Aadhaar Card
  • PAN Card
  • Property Documents

Frequently Asked Questions

What is PMAY subsidy?

PMAY subsidy is a government benefit provided under Pradhan Mantri Awas Yojana to help low and middle-income groups purchase or construct homes. The subsidy is provided on home loan interest.

How is PMAY subsidy calculated?

PMAY subsidy is calculated based on your annual income category, loan amount, and interest rate. The maximum subsidy ranges from ₹2.35 lakh to ₹2.67 lakh depending on your income bracket.